Privacy Policy

What Does the BHPH Chicago company do with your personal information?

Why? – Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What? – The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and employment information
  • Income and payment history
  • Credit history and credit scores

How? – All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons the BHPH Chicago chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does BHPH Chicago share? Can you limit this sharing?
For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. Yes No
For our marketing purposes— to offer our products and services to you. Yes No
For joint marketing with other financial companies— Yes No
For our affiliates’ everyday business purposes— information about your transactions and experiences Yes No
For our affiliates’ everyday business purposes— information about your creditworthiness Yes Yes
For our affiliates to market to you— Yes Yes
For non affiliates to market to you— Yes Yes

You can limit sharing by contacting us directly.

What we do
How does BHPH Chicago, protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does BHPH Chicago, collect my personal information? We collect your personal information, for example, when you:

  • Apply for financing or give us your contact information
  • Give us your income information or employment history
  • Provide employment information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.